💡 Each country has different rules for eligibility to work without requiring sponsorship.
\n
🇳🇱 Netherlands: You must be a Dutch/EU/EEA/Swiss citizen, or hold a valid Dutch residence permit with full work rights (e.g., refugee status, spousal visa, or permanent residence).
🇧🇬 Bulgaria: You must have the legal right to work in Bulgaria without needing a company-sponsored visa.
\n🇹🇷 Turkey: You must be a Turkish citizen, hold a Turquoise Card, refugee status, or a permanent residency/work permit (student/family/temporary residencies are not eligible to work without company sponsorship).
\n
For this role, we are not sponsoring visas at the moment. But take a look at careers.bunq.com - you might find another exciting role that’s a great fit! 🌈
💡 Each country has different rules for eligibility to work without requiring sponsorship.
\n
🇳🇱 Netherlands: You must be a Dutch/EU/EEA/Swiss citizen, or hold a valid Dutch residence permit with full work rights (e.g., refugee status, spousal visa, or permanent residence).
🇧🇬 Bulgaria: You must have the legal right to work in Bulgaria without needing a company-sponsored visa.
\n🇹🇷 Turkey: You must be a Turkish citizen, hold a Turquoise Card, refugee status, or a permanent residency/work permit (student/family/temporary residencies are not eligible to work without company sponsorship).
\n
For this role, we are not sponsoring visas at the moment. But take a look at careers.bunq.com - you might find another exciting role that’s a great fit! 🌈
💡 Important Info: At bunq, our working language is English. Fluency in both writing and speaking English is a must for all roles in all locations.
","kind":"infobox","translations":{"en":{"body":"💡 Important Info: At bunq, our working language is English. Fluency in both writing and speaking English is a must for all roles in all locations.
"}},"open_question_options":[]},{"id":4429917,"position":5,"options":{},"required":true,"body":"How do you assess your writing and speaking English skills?","kind":"single_choice","translations":{"en":{"body":"How do you assess your writing and speaking English skills?"}},"open_question_options":[{"id":6823229,"position":0,"body":"Beginner","translations":{"en":{"body":"Beginner"}}},{"id":6823230,"position":1,"body":"Intermediate","translations":{"en":{"body":"Intermediate"}}},{"id":6823231,"position":2,"body":"Upper Intermediate","translations":{"en":{"body":"Upper Intermediate"}}},{"id":6823232,"position":3,"body":"Advanced","translations":{"en":{"body":"Advanced"}}},{"id":6823233,"position":4,"body":"Native","translations":{"en":{"body":"Native"}}}]},{"id":4429918,"position":6,"options":{},"required":false,"body":"💡 If successful in the hiring process, the contractual arrangement would look like this:
🇳🇱 Netherlands: A first contract of 9 months, extended with a second contract of 12 months, followed by an indefinite contract.
🇹🇷 Turkey: A first contract of 9 months, extended with a second contract of 12 months, followed by an indefinite contract.
🇧🇬 Bulgaria: an indefinite contract.
💡 For the first 3 months, all new hires are required to be in the office 5 days a week to complete the onboarding process, get to know everyone, and immerse themselves in the culture of bunq. After that, the work arrangement will be hybrid, with 3 days in the office and 2 days working from home.
💡 Our standard working hours are from 09:00 to 18:00. This ensures that everyone is available and can rely on each other during this time.
💡 If successful in the hiring process, the contractual arrangement would look like this:
🇳🇱 Netherlands: A first contract of 9 months, extended with a second contract of 12 months, followed by an indefinite contract.
🇹🇷 Turkey: A first contract of 9 months, extended with a second contract of 12 months, followed by an indefinite contract.
🇧🇬 Bulgaria: an indefinite contract.
💡 For the first 3 months, all new hires are required to be in the office 5 days a week to complete the onboarding process, get to know everyone, and immerse themselves in the culture of bunq. After that, the work arrangement will be hybrid, with 3 days in the office and 2 days working from home.
💡 Our standard working hours are from 09:00 to 18:00. This ensures that everyone is available and can rely on each other during this time.
Please double check if the salary expectations is the yearly gross amount, in EUR!
","kind":"infobox","translations":{"en":{"body":"Please double check if the salary expectations is the yearly gross amount, in EUR!
"}},"open_question_options":[]},{"id":4429922,"position":10,"options":{},"required":true,"body":"Have you previously worked at bunq?","kind":"boolean","translations":{"en":{"body":"Have you previously worked at bunq?"}},"open_question_options":[]},{"id":4429923,"position":11,"options":{},"required":false,"body":"All new hires are subject to Pre-employment Screening (PES), which includes checks conducted by our third-party partner, Zinc. This is part of our commitment to a secure and trustworthy workplace
","kind":"infobox","translations":{"en":{"body":"All new hires are subject to Pre-employment Screening (PES), which includes checks conducted by our third-party partner, Zinc. This is part of our commitment to a secure and trustworthy workplace
"}},"open_question_options":[]},{"id":4429924,"position":12,"options":{},"required":true,"body":"You take over two review teams with different rhythms but the same KPIs. What is your first step?","kind":"single_choice","translations":{"en":{"body":"You take over two review teams with different rhythms but the same KPIs. What is your first step?"}},"open_question_options":[{"id":6823240,"position":0,"body":"Impose your preferred weekly rhythm on both","translations":{"en":{"body":"Impose your preferred weekly rhythm on both"}}},{"id":6823241,"position":1,"body":"Cancel all existing meetings and start fresh","translations":{"en":{"body":"Cancel all existing meetings and start fresh"}}},{"id":6823242,"position":2,"body":"Keep both rhythms and compare KPI results after a quarter","translations":{"en":{"body":"Keep both rhythms and compare KPI results after a quarter"}}},{"id":6823243,"position":3,"body":"Buy one reporting tool to set the cadence","translations":{"en":{"body":"Buy one reporting tool to set the cadence"}}},{"id":6823244,"position":4,"body":"Learn how each team is governed today","translations":{"en":{"body":"Learn how each team is governed today"}}}]},{"id":4429925,"position":13,"options":{},"required":true,"body":"Which of the following statements best describes your approach to using AI in a professional context?","kind":"single_choice","translations":{"en":{"body":"Which of the following statements best describes your approach to using AI in a professional context?"}},"open_question_options":[{"id":6823247,"position":0,"body":"I have limited to no experience with AI tools and am not yet convinced of their practical benefits in a work environment.","translations":{"en":{"body":"I have limited to no experience with AI tools and am not yet convinced of their practical benefits in a work environment."}}},{"id":6823248,"position":1,"body":"I consistently use AI tools to improve my personal efficiency, validate the quality of my own work, and build simple automations for my individual tasks.","translations":{"en":{"body":"I consistently use AI tools to improve my personal efficiency, validate the quality of my own work, and build simple automations for my individual tasks."}}},{"id":6823249,"position":2,"body":"I proactively improve team efficiency by designing, building, and maintaining multi-step automated workflows, and I actively share these solutions with my team.","translations":{"en":{"body":"I proactively improve team efficiency by designing, building, and maintaining multi-step automated workflows, and I actively share these solutions with my team."}}},{"id":6823250,"position":3,"body":"I strategically redesign core operations by architecting scalable AI systems, coaching others to raise their AI skills, and identifying work that can be entirely eliminated by AI.","translations":{"en":{"body":"I strategically redesign core operations by architecting scalable AI systems, coaching others to raise their AI skills, and identifying work that can be entirely eliminated by AI."}}}]},{"id":4429926,"position":14,"options":{},"required":true,"body":"A payment from a long-standing customer triggers a sanctions alert. The name closely matches a sanctioned individual. What is your immediate next step?","kind":"single_choice","translations":{"en":{"body":"A payment from a long-standing customer triggers a sanctions alert. The name closely matches a sanctioned individual. What is your immediate next step?"}},"open_question_options":[{"id":6823251,"position":0,"body":"Release the payment now, since the customer has a long clean history and the match is partial","translations":{"en":{"body":"Release the payment now, since the customer has a long clean history and the match is partial"}}},{"id":6823252,"position":1,"body":"Hold the payment, check whether it is a true match, escalate per procedure, and document why","translations":{"en":{"body":"Hold the payment, check whether it is a true match, escalate per procedure, and document why"}}},{"id":6823253,"position":2,"body":"Contact the customer first, ask them whether they are the sanctioned person, then decide","translations":{"en":{"body":"Contact the customer first, ask them whether they are the sanctioned person, then decide"}}},{"id":6823254,"position":3,"body":"Close the alert as a false positive once the spelling has been compared against the list","translations":{"en":{"body":"Close the alert as a false positive once the spelling has been compared against the list"}}},{"id":6823255,"position":4,"body":"Leave the alert in the queue and review it together with the rest of the batch later","translations":{"en":{"body":"Leave the alert in the queue and review it together with the rest of the batch later"}}}]},{"id":4429950,"position":15,"options":{},"required":true,"body":"The Financial Intelligence Unit (FIU) says your team’s investigation decisions lack a recorded rationale. What is your first step?","kind":"single_choice","translations":{"en":{"body":"The Financial Intelligence Unit (FIU) says your team’s investigation decisions lack a recorded rationale. What is your first step?"}},"open_question_options":[{"id":6823322,"position":0,"body":"Ask the FIU for examples and review those cases","translations":{"en":{"body":"Ask the FIU for examples and review those cases"}}},{"id":6823323,"position":1,"body":"Add a mandatory long free-text field to every case","translations":{"en":{"body":"Add a mandatory long free-text field to every case"}}},{"id":6823324,"position":2,"body":"Review a sample of recent decisions for missing rationale","translations":{"en":{"body":"Review a sample of recent decisions for missing rationale"}}},{"id":6823325,"position":3,"body":"Tell the FIU its expectations are too high","translations":{"en":{"body":"Tell the FIU its expectations are too high"}}},{"id":6823326,"position":4,"body":"Wait to see if the next audit raises it again","translations":{"en":{"body":"Wait to see if the next audit raises it again"}}}]},{"id":4429927,"position":16,"options":{},"required":true,"body":"A corrective action plan (CAP) item due in two weeks will be missed, which would breach compliance. What is your immediate next step?","kind":"single_choice","translations":{"en":{"body":"A corrective action plan (CAP) item due in two weeks will be missed, which would breach compliance. What is your immediate next step?"}},"open_question_options":[{"id":6823256,"position":0,"body":"Ask the owner what blocks it and add capacity","translations":{"en":{"body":"Ask the owner what blocks it and add capacity"}}},{"id":6823257,"position":1,"body":"Move the deadline in the tracker","translations":{"en":{"body":"Move the deadline in the tracker"}}},{"id":6823258,"position":2,"body":"Raise it at the next quarterly risk assessment","translations":{"en":{"body":"Raise it at the next quarterly risk assessment"}}},{"id":6823259,"position":3,"body":"Escalate now and agree a recovery plan","translations":{"en":{"body":"Escalate now and agree a recovery plan"}}},{"id":6823260,"position":4,"body":"Take it over yourself without telling anyone","translations":{"en":{"body":"Take it over yourself without telling anyone"}}}]},{"id":4429929,"position":17,"options":{},"required":true,"body":"Please indicate your proficiency in English (speaking, reading, writing):","kind":"single_choice","translations":{"en":{"body":"Please indicate your proficiency in English (speaking, reading, writing):"}},"open_question_options":[{"id":6823263,"position":0,"body":"No proficiency - I do not speak or understand the language.","translations":{"en":{"body":"No proficiency - I do not speak or understand the language."}}},{"id":6823264,"position":1,"body":"Basic - I can understand and use simple phrases; limited for work. (A1–A2)","translations":{"en":{"body":"Basic - I can understand and use simple phrases; limited for work. (A1–A2)"}}},{"id":6823265,"position":2,"body":"Conversational - I can hold everyday conversations and handle routine tasks. (B1–B2)","translations":{"en":{"body":"Conversational - I can hold everyday conversations and handle routine tasks. (B1–B2)"}}},{"id":6823266,"position":3,"body":"Fluent / Professional - I can work, present, write, and negotiate comfortably. (C1)","translations":{"en":{"body":"Fluent / Professional - I can work, present, write, and negotiate comfortably. (C1)"}}},{"id":6823267,"position":4,"body":"Native / Bilingual - Mother tongue or equivalent; full professional and cultural fluency. (C2)","translations":{"en":{"body":"Native / Bilingual - Mother tongue or equivalent; full professional and cultural fluency. (C2)"}}}]},{"id":4429930,"position":18,"options":{},"required":true,"body":"How did you first hear about this role?","kind":"single_choice","translations":{"en":{"body":"How did you first hear about this role?"}},"open_question_options":[{"id":6823268,"position":0,"body":"I found it myself on bunq's careers website","translations":{"en":{"body":"I found it myself on bunq's careers website"}}},{"id":6823269,"position":1,"body":"A current bunq employee told me about it","translations":{"en":{"body":"A current bunq employee told me about it"}}},{"id":6823270,"position":2,"body":"A former bunq employee referred me","translations":{"en":{"body":"A former bunq employee referred me"}}},{"id":6823271,"position":3,"body":"A bunq recruiter reached out to me","translations":{"en":{"body":"A bunq recruiter reached out to me"}}},{"id":6823272,"position":4,"body":"A job portal (LinkedIn, Glassdoor, Indeed, Google Jobs)","translations":{"en":{"body":"A job portal (LinkedIn, Glassdoor, Indeed, Google Jobs)"}}},{"id":6823273,"position":5,"body":"A social media post (LinkedIn, Instagram, Facebook, YouTube, X)","translations":{"en":{"body":"A social media post (LinkedIn, Instagram, Facebook, YouTube, X)"}}},{"id":6823274,"position":6,"body":"News or media coverage","translations":{"en":{"body":"News or media coverage"}}},{"id":6823275,"position":7,"body":"At an event where bunq was present","translations":{"en":{"body":"At an event where bunq was present"}}},{"id":6823276,"position":8,"body":"Through my university (ad, newsletter, event)","translations":{"en":{"body":"Through my university (ad, newsletter, event)"}}}]}],"tags":[],"department":"Growth","mailbox_email":"job.ektd9@bunq.recruitee.com","country":"Netherlands","close_at":null,"description":"At bunq, we’re on a mission to truly make life easy for our user. Part of that is keeping her safe: stopping criminals while making sure clean users are never held up, flagged, or offboarded for nothing. To lead this, we’re looking for a Transaction Review Lead to join our team.
As Transaction Review Lead, you’ll own bunq’s line against money laundering, terrorist financing, and sanctions evasion, across both Transaction Filtering Review and Transaction Monitoring Review. You’ll bring them together into one team, with 5 direct reports.
Take Ownership:
Simplifying from user’s Perspective: Redesign every Transaction Review process starting from what’s best for the user, as part of our zero-based Future of FinCrime redesign.
AI Where It Counts: Establish the real volumes first, then use AI and in-house models only where they make things faster or better for Eva, not automation for its own sake.
Risk Ownership: Own the quarterly risk assessment across both domains and close CAP items before they turn into compliance breaches.
One Team, One Rhythm: Unite TFR and TMR behind the same KPIs (CSAT, UE, Total Handle Time, Compliance breaches) with a clear weekly cadence, owners, and fast escalation of blockers.
Decisions That Hold Up: Make sure the rationale behind every investigation decision is documented to a standard that would survive a regulator’s review.
Coaching & Accountability: Give your team direct, constructive feedback and hold everyone accountable for delivering.
You lead independently across multiple compliance domains, making quality, redesign, and escalation calls without waiting for supervision.
You have strong regulatory and compliance judgment at scale in TF/sanctions and transaction monitoring, where a wrong call has real regulatory consequences.
You spot risks early and close them before they become problems, and you can show us when you did.
You have an AI-native, process-simplification mindset: you rethink the process from Eva’s side first and go AI-led only when it clears a real business case.
Bonus: AML/sanctions plus transaction monitoring experience, or experience leading a team through a consolidation or restructure.
You’re an excellent communicator and speak English fluently.
All new hires are subject to Pre-employment Screening (PES), which includes checks conducted by our third-party partner, Zinc. This is part of our commitment to a secure and trustworthy workplace
Curious to see how we make life easy? - try the bunq app, it only takes 5 minutes to sign up.
Your space to perform
We give you the space and the tools you need to succeed 💪
🤟 Great, international colleagues who share your mindset
👩💻 Hybrid setup: after 3 months in-office, work 2 days remote, 3 days in-office weekly.
🧳 Digital Nomad Program: After your first year, enjoy up to 20 days per year to work while traveling, combining flexibility with strong team collaboration
🚀 We reward tenure with a dedicated travel budget: €1.5k after 2 years and €3k after 4 years to visit another core office.
📚 We support growth with bunq Academy and €1500 annual learning budget
🚴 Massive discount with Urban Sports Club 💪
🚌 Travel expenses are covered whether you come walking or by bike, bus or car (though we prefer green choices 🌳)
💻 A MacBook so you can Get Shit Done with us
🥦 Delicious lunches from our fabulous in-house chefs with vegan and vegetarian options
💰 An optional pension plan with monthly contribution from bunq
💸 Monthly contribution to your phone and internet bills
🍻 Friday drinks and other celebrations - bunq style
","location_question_visible":true,"category_code":"banking","careers_url":"https://careers.bunq.com/o/transaction-review-lead-5","remote":false,"salary":{"max":null,"min":null,"period":null,"currency":null},"options_photo":"off","locations_question_required":true,"max_hours_per_week":"40","slug":"transaction-review-lead-5","options_cv":"off","translations":{"en":{"description":"At bunq, we’re on a mission to truly make life easy for our user. Part of that is keeping her safe: stopping criminals while making sure clean users are never held up, flagged, or offboarded for nothing. To lead this, we’re looking for a Transaction Review Lead to join our team.
As Transaction Review Lead, you’ll own bunq’s line against money laundering, terrorist financing, and sanctions evasion, across both Transaction Filtering Review and Transaction Monitoring Review. You’ll bring them together into one team, with 5 direct reports.
Take Ownership:
Simplifying from user’s Perspective: Redesign every Transaction Review process starting from what’s best for the user, as part of our zero-based Future of FinCrime redesign.
AI Where It Counts: Establish the real volumes first, then use AI and in-house models only where they make things faster or better for Eva, not automation for its own sake.
Risk Ownership: Own the quarterly risk assessment across both domains and close CAP items before they turn into compliance breaches.
One Team, One Rhythm: Unite TFR and TMR behind the same KPIs (CSAT, UE, Total Handle Time, Compliance breaches) with a clear weekly cadence, owners, and fast escalation of blockers.
Decisions That Hold Up: Make sure the rationale behind every investigation decision is documented to a standard that would survive a regulator’s review.
Coaching & Accountability: Give your team direct, constructive feedback and hold everyone accountable for delivering.
You lead independently across multiple compliance domains, making quality, redesign, and escalation calls without waiting for supervision.
You have strong regulatory and compliance judgment at scale in TF/sanctions and transaction monitoring, where a wrong call has real regulatory consequences.
You spot risks early and close them before they become problems, and you can show us when you did.
You have an AI-native, process-simplification mindset: you rethink the process from Eva’s side first and go AI-led only when it clears a real business case.
Bonus: AML/sanctions plus transaction monitoring experience, or experience leading a team through a consolidation or restructure.
You’re an excellent communicator and speak English fluently.
All new hires are subject to Pre-employment Screening (PES), which includes checks conducted by our third-party partner, Zinc. This is part of our commitment to a secure and trustworthy workplace
Curious to see how we make life easy? - try the bunq app, it only takes 5 minutes to sign up.
Your space to perform
We give you the space and the tools you need to succeed 💪
🤟 Great, international colleagues who share your mindset
👩💻 Hybrid setup: after 3 months in-office, work 2 days remote, 3 days in-office weekly.
🧳 Digital Nomad Program: After your first year, enjoy up to 20 days per year to work while traveling, combining flexibility with strong team collaboration
🚀 We reward tenure with a dedicated travel budget: €1.5k after 2 years and €3k after 4 years to visit another core office.
📚 We support growth with bunq Academy and €1500 annual learning budget
🚴 Massive discount with Urban Sports Club 💪
🚌 Travel expenses are covered whether you come walking or by bike, bus or car (though we prefer green choices 🌳)
💻 A MacBook so you can Get Shit Done with us
🥦 Delicious lunches from our fabulous in-house chefs with vegan and vegetarian options
💰 An optional pension plan with monthly contribution from bunq
💸 Monthly contribution to your phone and internet bills
🍻 Friday drinks and other celebrations - bunq style
","sharing_image":null,"locations_question":"What is your preferred work location?","sharing_description":"At bunq, we’re on a mission to truly make life easy for our user. Part of that is keeping her safe: stopping criminals while making sure clean users are never held up, flagged, or offboarded for nothi","sharing_title":"Transaction Review Lead"}},"title":"Transaction Review Lead","id":2780064,"min_hours":40,"careers_apply_url":"https://careers.bunq.com/o/transaction-review-lead-5/c/new","state_code":"NH","cover_image":null,"status":"published","locations":[{"id":39979,"name":"Amsterdam","state":"Noord-Holland","country":"Netherlands","city":"Amsterdam","translations":{"en":{"name":"Amsterdam","city":"Amsterdam","postal_code":null,"street":null,"note":null}},"country_code":"NL","state_code":"NH","postal_code":null,"street":null,"note":null},{"id":39977,"name":"Istanbul","state":"İstanbul","country":"Türkiye","city":"İstanbul","translations":{"en":{"name":"Istanbul","city":"İstanbul","postal_code":null,"street":null,"note":null}},"country_code":"TR","state_code":"34","postal_code":null,"street":null,"note":null},{"id":39967,"name":"Sofia","state":"Sofia (stolitsa)","country":"Bulgaria","city":"Sofia","translations":{"en":{"name":"Sofia","city":"Sofia","postal_code":null,"street":null,"note":null}},"country_code":"BG","state_code":"22","postal_code":null,"street":null,"note":null}],"published_at":"2026-10-12 13:59:52 UTC","sharing_title":"Transaction Review Lead"}}